California Bank & Trust Now Offers 25-Year Fixed-Rates on SBA 504 Loans for …

SAN DIEGO, CA, Oct 11, 2011 (MARKETWIRE via COMTEX) –
California Bank Trust (CBT) (
www.calbanktrust.com ) is pleased to
announce that it is now offering 25-year fixed-rates on commercial
real estate loans qualifying for the Small Business Administration’s
504 program. The 25-year fixed-rate option allows small businesses to
lock in long-term financing at the current historically low rates.
The fixed-rate option is the latest addition to the small business
loan options from California Bank Trust, a bank with a strong track
record of reaching out to small businesses in the local community.

SBA 504 loans are designed to provide financing for the purchase of
fixed assets, including owner-occupied commercial real estate, at
below market rates. The bank’s SBA 504 loan program is also providing
the ability to refinance debt used to acquire property for a limited
time.

“California Bank Trust is dedicated to promoting small business
expansion through a variety of loan programs designed for the
specific capital needs of growing businesses,” said Chico Perez,
senior vice president, SBA sales manager at California Bank Trust.
“It continues to be our long-standing belief that a significant
investment in local businesses will prove mutually beneficial for
California Bank Trust and the local community.”

California Bank Trust’s investment in the success of small
businesses extends to its parent company, Zions Bancorporation, as
well. Earlier this year, Zions was honored with a National
Association of Development Companies Organization (NADCO) Bank of the
Year Award. The NADCO recognized the bank for making the largest
number of SBA 504 loan program first mortgage loans nationally for
the period October 1, 2009 to September 30, 2010.

California Bank Trust is fully committed to making SBA 504 loans an
attractive option when financing commercial properties. The bank is
substantially invested in the success of small businesses and
leverages its experienced SBA financing specialists to continue to
build its small business loan portfolio.

About California Bank Trust
California Bank Trust, a subsidiary
of Zions Bancorporation


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, is one of the largest banks
headquartered in California with over $10 billion in assets and more
than 100 branches statewide. CBT provides a full array of financial
solutions for businesses and individuals, including commercial
lending, small business lending, SBA financing, cash management and
international banking. The professional bankers at CBT are backed by
major resources, yet maintain local decision-making authority and
regional market and industry expertise. They are committed to
providing clients with valuable business and economic insights and to
connecting them with the beneficial business relationships they need
to succeed. CBT, as part of Zions Bancorporation, is a proud
recipient of 14 Greenwich Associates 2010 Excellence Awards in
banking. To learn more, visit
www.calbanktrust.com or call (800)
400-6080.

Member FDIC.

        For more information contact:
        Shana Starr / Tiffany Massey
        LFPR (for California Bank  Trust)
        949.502.7750 x 209/218
        Email Contact / Email Contact

SOURCE: California Bank Trust

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